Insurance & Payment Options

Payment Options

Advanced Eyecare Professionals believes in the value of eye care for you and your family. We have products and pricing to accommodate all budgets. Our office participates in most insurance programs. For patients who have little or no vision insurance coverage, flexible payment programs can be arranged. To learn more about our payment options, please call our office directly.

Our office participates in most insurance programs. Copayments are always due at the time of service. For patients who have no vision insurance coverage, we offer a prompt pay discount of 10% OFF services paid on the same day, 20/20 Vision Discount Plan, or Care Credit options. To learn more about the many insurances we participate with and or our payment options, please call our office directly.

Our office accepts cash, checks and all major debit and credit cards including MasterCard, Visa, and Discover.

Don't forget to use your:

  • Flexible Spending Plans
  • Health Savings Accounts (HSA)
  • Medical Savings Accounts (MSA)
  • Cafeteria Plans for most of your eye care needs

All of the above plans can be used for all your eye care and eyewear needs, including eyeglasses, contact lenses, routine office visits and medical office visits.

Insurance
Most insurance plans are accepted at our office.  Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before your visit, at no charge.

Advantra Freedom
Aetna/Aetna US Healthcare
Aetna Medicare
ASR/Physician’s Care Plan
Blue Cross Blue Shield of MI
Blue Cross Blue Shield PPO
Blue Cross Blue Shield MESSA
BlueCare Network/BlueCare Network Advantage (MFFS)
Care Choice
Champva
CIGNA
Cofinity(formerlyPPOM)
CoreSource
Federal Blue Cross Blue Shield
Gerber Life Insurance
GMP Employers Retiree Trust (U/W by Aetna)
Golden Rule
Health Plan of Michigan
Humana/Humana Gold Choice (MFFS)
IBA Health Plan/IBA Self Funded Plan
Lincoln Heritage Life Insurance
Loyal American Life Insurance
Mail Handlers Benefit Plan
Mclaren Health Plan
MEBS
Medicare
Medicare Plus Blue
Meridian Health Plan of Michigan
Meritain Health
Michigan Medicaid
Molina/Molina Medicare
MPE Employee Benefit Services
Mutual of Omaha
MVP Select Care
National Association of Letter Carriers
NGS American
Physicians Care Plan
Physician Health Plan
Priority Health/Priority Medicare(MFFS)
Railroad Medicare
Rural Carrier Benefit Plan
Secure One
SET SEG
Sparrow Physicians Health Network
State Farm Health Insurance
The Standard
Tricare/Tricare for Life
United HealthCare
United Medical Resources (UMR)
United Teachers Associates
United World Life Insurance
US Health and Life Insurance
WellCare (MFFS/PFFS)
All Medicare Private FEE for Service Companies

**Needs Prior Authorization**
*Barry-Eaton Health Plan
*Ionia Health Plan
* Lions Club
*Children’s Special Health Care
Vision Plans
Always Care Vision
Avesis
Blue Cross Blue Shield Vision
Davis Vision(Most Plan)
EyeMed (Most Plans)-sometimes called Delta Vision
Humana Vision Care Plan (VCP)
NVA-National Vision Administrators
Spectera – OptumHealth Vision-United HealthCare Vision
Vision Service Plan (V.S.P.)
Priority Medicaid
Health Plan of Michigan
Heritage Vision Plans (HVP) MIChild Vision Program.

No Insurance
If you have no insurance or do not have vision benefits there is still a way for you to receive the care you need. For patients who have no vision insurance coverage, we offer a prompt pay discount of 10% OFF services paid on the same day or the 20/20 Vision Discount Plan. Prompt pay cannot be combined with any other offer or with any insurance benefits. We also offer Care Credit.  To learn more about our payment options, please call our office directly.